Finding the right home at the right price is just one aspect of a real estate transaction. The Real Estate Shop is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 949-337-4100 if your needs include a professional REALTOR® ready for the business side of real estate.

Anticipated closing costs

There are certain basic fees related to closing the sale of a house. These costs are often split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your transaction.

Closing costs that are loan-related    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a house in Orange County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not surprised when you get to the closing table. I'll be glad to review the GFE with you, answering your questions and highlighting any estimates that seem unusual.

Highcrest Real Estate & Mortgage 27758 Santa Margarita Pkwy, Suite #114 Mission Viejo, CA 92691
Cell: Fax:

Contact Us | First Time Buyers | Home Buyer Checklist | Real Estate Glossary | Selling Your Home | Home | Site Map | Foreclosure Listings

Copyright © 2012 Highcrest Real Estate & Mortgage
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.



 
State:
County:
City:
Zip: